Private Banking Accounts

A Private Banking Account at International Finance Bank is open to individuals who hold a minimum balance of EUR 1 million or the equivalent in another currency. It is designed for clients who intend not only to preserve their wealth but to grow it, and who expect their bank to take both aims equally seriously.

A dedicated wealth manager

Every account is served by one wealth manager who knows the client’s affairs in full: the assets, the jurisdictions involved and the objectives behind them. The service starts from the client’s position; the products follow from it.

What the account provides

• Advice beyond the conventional: guidance on preserving and expanding wealth, including less familiar routes such as real estate in emerging markets or specialised technology companies with high growth potential.
• Investment access: opportunities not generally available to the public, among them private equity, portfolio management, specialised financial instruments, IPO allocations where available, direct investments in sustainable energy projects and participations in private art funds. Each selection balances diversification with the client’s own priorities, whether renewable energy or the arts.
• International banking: multi-currency accounts and banking services across jurisdictions, available around the clock, whether the investment is a vineyard in Tuscany or a technology company in Silicon Valley.
• Cross-border planning: advice on cross-border investments, tax and estate planning, so that assets are efficiently structured in the jurisdictions concerned, in compliance with each regulatory regime.
• Credit: mortgages, secured lines of credit and financing for yachts, private aircraft and high-end real estate, structured to the client’s position.
• Priority service: priority banking channels, a dedicated account manager, and preferential rates and terms.

Succession, family and philanthropy

• Estate planning: succession strategies built on wills, trusts and estate freezes, so that wealth passes to the next generation as intended.
• Trust services: establishment and administration of trust accounts for future beneficiaries, structured tax-efficiently, including the administration of charitable commitments.
• Family office: coordinated management of a family’s wealth and affairs across generations, covering investments, estate planning and philanthropy, together with governance structures for family decisions and the financial education of younger members.
• Philanthropy: advice on charitable foundations, donor-advised funds and impact investing.

Privacy and security

Confidentiality is the premise of private banking. Account data is protected by current-generation encryption and individual security measures, and access to our digital platforms requires biometric authentication, so that only the client sees the client’s affairs. The wealth manager remains a telephone call away.

Concierge services

A client’s life extends beyond the balance sheet, and the concierge service reflects that: reservations at Michelin-starred restaurants, private viewings of art collections, travel arrangements and private aircraft at short notice, access to exclusive events, procurement of luxury assets, property management, and personal security for the family and its valuables. These requests receive the same precision and care as the client’s financial affairs.

Opening an account

A Private Banking Account requires a minimum balance of EUR 1 million. Our approach joins rigorous financial analysis to a clear understanding of what each client wants their wealth to achieve, for themselves and for those who come after them. Wealth managed this way becomes a legacy.